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Athletic Handbook 2024/2025

MHSAA: Concussion Insurance

Mutual of Omaha Concussion Insurance Policy Information

The Michigan High School Athletic Association has provided athletic participants at each MHSAA member junior high/middle school and high school with insurance that is intended to pay accident medical expense benefits resulting from a suspected concussion.  The policy limit is $25,000 for each accident. 

The contact for claims is Mutual of Omaha and the link for the claim information is below:

The contacts for claims are:

Carol Grabenschroer
hone number: 402-351-3807

Candice Little
Phone number: 402-351-3265

This program intends to assure that all eligible student-athletes in MHSAA member schools in grades 6 through 12, male and female, in all levels of all sports under the jurisdiction of the MHSAA, receive prompt and professional attention for head injury events even if the child is uninsured or under-insured.  Accident medical deductibles and co-pays left unpaid by other policies are reimbursed under this program to the limits of the policy.

Athletic Handbook 2024-2025

Concussions Affect Each Child and Teen Differently Handout

Hillsdale High School Emergency Information-Sports